Haute école de gestion de Genève

Legal and ethical constraints in the use of Artificial Intelligence (AI) by Swiss health insurance companies

Truniger, Kerim ; Courbage, Christophe (Dir.)

Mémoire de bachelor : Haute école de gestion de Genève, 2020 ; TDIBM 83.

Experts in new technologies and economists seem to agree: robotics and deep learning by machines will change most of the economic activities in the coming decades, at a very fast pace. If in the past, technological changes mainly brought about gradual increases of efficiency in human work; robotics and the availability of big data, used with Artificial Intelligence (AI) will bring about...

Haute école de gestion de Genève

The effects of self-driving vehicles on the insurance industry

Voitchovsky, Jérémy Karim ; Courbage, Christophe (Dir.)

Mémoire de bachelor : Haute école de gestion de Genève, 2019 ; TDIBM 63.

In a not too distant future, autonomous vehicles might be part of our life, offering us a new type of mobility with promising benefits. Nevertheless, they are also expected to disrupt our environment in all kind of manners and potentially threaten sectors related to transports and mobility. The main objective of this thesis was to understand and find out the different effects that those could...

Haute école de gestion de Genève

Towards a removal of the rental value coupled with the abrogation of parallel tax deductions : what is at stake ?

Garcia Orgueira, Ivan ; Courbage, Christophe (Dir.)

Mémoire de bachelor : Haute école de gestion de Genève, 2019 ; TDIBM 58.

No one can question the critical role that the real estate market represents for its economy, either by its size or its particularities. In Switzerland, the current tax system requires all property owners to pay a tax on the rental value, a fictitious taxable income that is calculated according to the potential income that the landlord could have generated if he rented his property to a third...

Haute école de gestion de Genève

Should Swiss pension funds implement long-­ term financial derivative instruments to reduce their longevity risk?

Turin, Vincent ; Courbage, Christophe (Dir.)

Mémoire de bachelor : Haute école de gestion de Genève, 2018 ; TDIBM 47.

During the last decades, the Swiss population has been experiencing an increase in life expectancy. Switzerland has seen a change in the structure of its population. In 1900, the proportion of people aged below 20 years old was 40.7% of the total Swiss population, whereas in 2016, this percentage was of 20.1%. In contrast, the proportion of people aged over 60 years old has increased...

Haute école de gestion de Genève

Operational risk management in the digital era in the Swiss banking industry

Gimblett, Romain ; Courbage, Christophe (Dir.)

Mémoire de bachelor : Haute école de gestion de Genève, 2018 ; TDIBM 35.

This report analyses and attempts to answer the following question: How will digitalization affect operational risks and the management of such risks in the Swiss banking industry? Digitalization will force banks to rethink their business models and to deal with new operational risks. An important condition for an entity to be successful and to survive in the digital era is to manage risks at...

Haute école de gestion de Genève

How do companies in Switzerland manage an ageing workforce

Simão, Daniela Figueiredo ; Courbage, Christophe (Dir.)

Mémoire de bachelor : Haute école de gestion de Genève, 2017 ; TDIBM 17.

The ageing population phenomenon is of common knowledge in present times, as it has been bringing challenges to the society on both financial and managerial perspectives - respectively touching the matters of pensions and in organizations’ management of their human resources (Christin, Fleury, Huguenin, Murier, Oetliker and Rausa, 2012). In Switzerland, population ageing is more remarkable...