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Essays in household finance and monetary policy transmission

Gianinazzi, Virginia ; Plazzi, Alberto (Dir.)

Thèse de doctorat : Università della Svizzera italiana, 2020 ; 2020ECO005.

This thesis consists of three chapters that contribute to two fundamental questions in finance: how households make financial decisions and how market prices react to uninformative demand shocks. The first chapter investigates how household respond to mortgage refinancing incentives. A well-documented finding in household finance is that many borrowers miss out on substantial savings by...